Reference

On this page you will find archived articles on different topics related to student credit finance. You will also find contact information for different Government and independent organizations that can provide information about your rights as a borrower, and can also provide vital credit counseling information when you need it.

Major Credit Reporting Agencies

TransUnion
P.O. Box 6790
Fullerton, CA 92834
1-877-322-8228
http://www.transunion.com

Equifax
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com

Experian
475 Anton Blvd.
Costa Mesa, CA 92626
1 714 830 7000
http://www.experian.com

Other Organizations providing vital credit information

Annual Credit Report Request Service

Board of Governors of the Federal Reserve System:
Personal financial education information.
Division of Consumer and Community Affairs
20th and C Streets, NW, Mail Stop 800
Washington, DC 20551
(202) 452-3693
http://www.federalreserve.gov

Consumer Credit Counseling Service:
Personal financial counseling and information via phone or mail.
150 Post Street, 5th Floor
San Francisco, CA 94108
(800) 777-PLAN
http://www.cccssf.org

Federal Citizen Information Center (FCIC):
Answers to questions about Federal agencies, programs, and services.
Consumer Information Catalog
Pueblo, CO 81009
(719) 948-4000
http://www.pueblo.gsa.gov

Federal Trade Commission:
A wide range of published consumer credit information.
Credit Practices Division
6th and Pennsylvania Avenue, NW
Washington, DC 20580
(202) 326-2222
http://www.ftc.gov

National Foundation for Credit Counseling (NFCC):
Advice, information, and local resources for consumers.
801 Roeder Road, Suite 900
Silver Spring, Maryland 20910
(301) 589-5600
(301) 495-5623 (fax)
http://www.nfcc.org
http://www.debtadvice.org