Junior Credit Cards

At Juniorcreditcards.com our mission is to provide information and tools for high school seniors and college students to develop financial management sills and responsibility.  Adults will find this site resourceful in their quest to train and mentor their children to be responsible stewards of their resources. Debt management, in particular credit card debt usage is one important area in personal financial management that students need master very well. Whether you are starting out, or you already have a credit card, we have the educational tools to help you manage your credit and to build your credit worthiness that will have an impact on your life for years to come.  

Credit Education

When you are still at school, your major pre-occupation is to raise you GPA score as much as you can. How ever, when school is over, there is another ‘GPA’ score that can have an even greater impact on your life – it is the FICO Credit Score. At Juniorcreditcards.com, we believe Credit Education is a very important issue that is often overlooked.

To make credit work for you, it is essential that you understand your own credit — and what your credit information says about you to the growing number of companies that use credit information to make life impacting decisions about you. These companies include lenders, insurance companies, employers and utility companies. The objective is to help you better understand and, therefore, leverage your credit history in order to get the most out of this essential force throughout your life. On the Credit Education page of this site you will find important tips on how to manage your credit. Read more ...

Blog and News

On the blog and news page you will find a link to the Junior Credit Cards blog where you comment and ask questions about student finance in general, and credit cards in particular. You will be able to see what other students are saying about their financial matters, and learn from them.

You will also find current news articles about student financial matters, credit card lending and general information about financial markets. If rates are going down, maybe it is time to call your credit card company to see if they can lower the APR. Read more ...

Reference

On the reference page you will find archived articles on different topics related to student credit finance. You will also find contact information for different Government and independent organizations that can provide information about your rights as a borrower, and can also provide vital credit counseling information when you need it. Read more ...